Nicole walks into National Jewellers with her diamond ring. She needs $2,000 for an unexpected expense.

We evaluate her ring, and within minutes she leaves with her funds in hand — no credit check, no paperwork hassle.

Her ring goes straight into our insured vault, monitored and untouched.

Ninety days later, Nicole returns. She pays $2,000 plus 90 days of prorated daily interest at 2.9% per month — a total of $171.62 in interest. She gets her ring back exactly as she left it.

And if life had gotten in the way? Nicole would have had a full year to redeem — with the option to extend or renew if she needed even more time. But if she still chose not to return, the loan is non-recourse: she could simply keep the $2,000 and let the ring go. There would be nothing more to pay — no collections, no debt, and nothing reported to any credit bureau.

No monthly payments along the way. No hidden fees. Just simple, confidential service on her schedule.